who pays

Who pays for a rental car after an accident?

Repairs can leave you without a car longer than expected. We work with nearly every insurance company, so our rental cars have helped millions of customers enjoy flexibility while they wait. Learn about the process below.

Filing an insurance claim?

We offer direct billing for eligible claims. Ask your adjuster to set you up with an Enterprise reservation.

Your Policy

If your policy includes loss of use, rental costs can be covered. Most policies cover up to a daily and total policy limit, which varies by insurer.

Other Driver’s Policy

If you were not at fault in the accident, discuss your rental needs with the adjuster. They can advise if the claim covers a rental.

Sometimes you need a rental right away, before details can be worked out.
Reserve your rental now and when you come in to pick up, we can review your options.
Backed by more than 65 years of exceptional customer service, you can feel confident we’ll take care of you during this experience.

On Call


No coverage? No problem. Take advantage of our low rates, regardless of who is paying. No payment is required at the time of reservation. Book now using the “Reserve a Vehicle” feature above.

Clean Pledge

Insurance Pay

Enterprise works closely with insurance companies and collision repair shops to minimize a stressful situation, from discussing billing to gaining rental extensions throughout the life of your repair.

On Call

Rental Checklist

When you pick up your rental, don’t forget the essentials:

Insurance Card

Garage Door Opener

Parking Pass

On Call

Frequently Asked Questions

See common questions about renting a car after an accident or submitting an insurance claim.