Does my car insurance cover a rental car after an accident?

It can with Rental Reimbursement Coverage

Auto rental reimbursement coverage pays for the cost of a rental car while your vehicle is being repaired after an accident. It is a low-cost product available through your auto insurance provider. Insurance companies sometimes have different names for rental coverage. They may refer to it as rental reimbursement, loss of use or rental coverage. Rental Coverage will help with the cost of a rental car as part of a covered auto insurance claim. It may not cover you for other reasons such as routine maintenance on your car or for a vacation. Policies vary by insurance company and state. Refer to your own auto insurance agent for details on your coverage.

Are You Covered?

A recent study found that 59% of eligible policyholders do not have Rental Reimbursement coverage. Meanwhile, nearly half of those without coverage who filed a claim still rented a vehicle.*

Rental coverage is widely available and offered by most major auto insurance companies, but it’s often an additional option that gets overlooked.

Did you know you can add the coverage at any time, not just at renewal? And it’s surprisingly affordable: an entire year’s worth of rental coverage typically costs about the same as renting a car for just one day.

Call your auto insurance company and ask about Rental Reimbursement coverage today.

Rental coverage allows you to maintain your routine after an accident.

"With rental coverage, I don’t have to worry about trying to coordinate rides for my kids or missing out on activities if we have an accident.”
- Gary

"I added rental coverage because my work depends on reliable transportation."
-Michelle

"I like the flexibility a rental car gives me. I can't just ask a friend every time I need to run to the store."
- Crystal


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*2022 Enterprise Rental Reimbursement Study with Qualtrics