Rental Car Insurance and other Protection Products (US)
Enterprise offers additional protection products that you can purchase along with your rental vehicle. Currently, we offer our customers Damage Waiver, Personal Accident Insurance, Personal Effects Coverage, Supplemental Liability Protection and Roadside Assistance Protection. Please see below for more information and the cost associated with our insurance and protection products.
Damage Waiver (DW)
Damage Waiver is not insurance. The purchase of DW is optional and not required in order to rent a vehicle.
You may purchase optional DW for an additional fee. If you purchase DW we agree, subject to the actions that invalidate DW listed on the rental agreement, to contractually waive your responsibility for all or part of the cost of damage to, loss or theft of, the vehicle. DW does not apply to damage occurring in Mexico.
When deciding whether or not to purchase DW, you may wish to check with your insurance representative or credit card company to determine whether, in the event of damage to, or theft of, vehicle, you have coverage or protection for such damage or theft and the amount of your deductible or out-of-pocket risk.
What Does Damage Waiver Cost?
The cost of Damage Waiver varies by location and vehicle type. You can find specific pricing by starting a reservation here.
Personal Accident Insurance (PAI) & Personal Effects Coverage (PEC)
Personal Accident Insurance / Personal Effects Coverage (PAI/PEC) is offered at the time of rental for an additional daily charge. If accepted, the PAI contained in the policy provides renter and renter's passengers with accidental death, accident medical expenses and ambulance expense benefits. The PEC contained in the policy insures the personal effects of the renter, additional drivers, or any members of the renter's immediate family who permanently resides in the renter's household and who is traveling with the renter against risks of loss or damage. Benefits are payable in addition to any other insurance coverage the renter or passengers may have. This is a summary only.
The purchase of PAI/PEC is optional and not required to rent a car. The coverage provided by PAI/PEC may duplicate the renter's existing coverage.
Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine his or her personal insurance policies or other sources of coverage that may duplicate the coverage provided by PAI/PEC.
What Does PAI/PEC Cost?
The cost of PAI/PEC varies based on the location you are renting. It will average between $5.13 and $13.00 per day.
Supplemental Liability Protection (SLP)
Supplemental Liability Protection (SLP) is offered at the time of rental for an additional daily charge. If accepted, SLP provides the renter and authorized drivers with up to $300,000 combined single limit for third party liability claims.
If the renter accepts SLP, Enterprise provides third party liability protection up to the applicable minimum financial responsibility limit and Zurich American Insurance Company provides excess third party liability insurance coverage from the applicable minimum financial responsibility limit to $300,000. This is a summary only.
The purchase of SLP is optional and not required to rent a car. The coverage provided by SLP may duplicate the renter's existing coverage.
Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine his or her personal insurance policies or other sources of coverage that may duplicate the coverage provided by SLP.
If SLP is selected and paid for in Puerto Rico (Where available) SLP provides Renter or any AAD with minimum financial responsibility limits under a policy of insurance AND excess insurance under a policy of insurance issued with Zurich American Insurance Company. These policies together provide Renter and AAD(s) with a combined single limit per accident equal to $300,000. SLP is primary to any other coverage and will respond to third party accident claims that result from bodily injury, including death, and property damage that arise from the use or operation of vehicle as permitted in the Agreement. The policies do not provide coverage for any loss arising from the use or operation of Vehicle in Mexico. SLP is available for an additional charge as stipulated on the Summary.
What Does Supplemental Liability Protection (SLP) Cost?
The cost of SLP varies based on location you are renting. It will average between $8.00 and $17.00 per day.
Roadside Assistance Protection (RAP)
Roadside Assistance Protections (RAP) allows Enterprise customers to waive financial responsibility for chargeable roadside incidents such as lost keys, lockouts and fuel outages.
RAP can be added to online bookings at the branch or can be added to a rental ticket at any time. Please note: If added mid-rental, the renter must return to a designated renting location to have the vehicle inspected before adding RAP.
To contact our roadside assistance team please call 1-800-307-6666.
These are optional products that may be purchased at the time of rental and are not included in the total cost estimate quoted in the reservation.