Rental Car Insurance and other Protection Products (US)


Enterprise offers additional protection products that you can purchase along with your rental vehicle. Currently, we offer our customers Damage Waiver, Personal Accident Insurance, Personal Effects Coverage, Supplemental Liability Protection and Roadside Assistance Protection. Please see below for more information and the cost associated with our insurance and protection products.
 

Damage Waiver (DW) 
 

Damage Waiver (DW) is offered at the time of rental for an additional daily charge. If the renter accepts our Damage Waiver, Enterprise waives or reduces the renter's responsibility for loss of, or damage to, the rental vehicle (including but not limited to towing, storage, loss of use, administrative fees and/or diminishment of value) subject to the terms and conditions of the rental agreement and applicable laws.

Damage Waiver is not insurance. The purchase of Damage Waiver is optional and not required to rent a car. The protection provided by Damage Waiver may duplicate the renter's existing coverage. Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine his or her credit card protections, automobile insurance policies or other sources of coverage that may duplicate the protection provided by Damage Waiver.


What Does Damage Waiver Cost?

The cost of Damage Waiver varies by location and vehicle type. The daily cost is between $8.99 and $29.99 per day.
 

Personal Accident Insurance (PAI) & Personal Effects Coverage (PEC)
 

  • Personal Accident Insurance (PAI) available at all Enterprise Locations
  • Personal Effects Coverage (PEC) available only at Enterprise Airport Locations

Personal Accident Insurance / Personal Effects Coverage (PAI/PEC) is offered at the time of rental for an additional daily charge. If accepted, the PAI contained in the policy provides renter and renter's passengers with accidental death, accident medical expenses and ambulance expense benefits. The PEC contained in the policy insures the personal effects of the renter, additional drivers, or any members of the renter's immediate family who permanently resides in the renter's household and who is traveling with the renter against risks of loss or damage. Benefits are payable in addition to any other insurance coverage the renter or passengers may have. This is a summary only.

PAI/PEC is subject to the provisions, limitations and exclusions of the PAI/PEC policy underwritten by Empire Fire And Marine Insurance Company or Empire Indemnity Insurance Company depending on the rental location. The purchase of PAI/PEC is optional and not required to rent a car. The coverage provided by PAI/PEC may duplicate the renter's existing coverage.

Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine his or her personal insurance policies or other sources of coverage that may duplicate the coverage provided by PAI/PEC.
 

What Does PAI/PEC Cost?

The cost of PAI/PEC varies based on the location you are renting. It will average between $5.00 and $11.00 per day.
 

Supplemental Liability Protection (SLP)
 

Supplemental Liability Protection (SLP) is offered at the time of rental for an additional daily charge. If accepted, SLP provides the renter and authorized drivers with up to $1,000,000 combined single limit for third party liability claims.

If the renter accepts SLP, Enterprise provides third party liability protection up to the applicable minimum financial responsibility limit and Empire Fire and Marine Insurance Company provides excess third party liability insurance coverage from the applicable minimum financial responsibility limit to $1,000,000. This is a summary only.

SLP is subject to the terms, conditions, provisions, limitations and exclusions in the supplemental rental liability insurance excess policy underwritten by Empire Fire and Marine Insurance Company or Empire Indemnity Insurance Company depending on location. The purchase of SLP is optional and not required to rent a car. The coverage provided by SLP may duplicate the renter's existing coverage.

Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine his or her personal insurance policies or other sources of coverage that may duplicate the coverage provided by SLP.
 

What Does Supplemental Liability Protection (SLP) Cost?

The cost of SLP varies based on location you are renting. It will average between $9.99 and $15.50 per day.
 

Roadside Assistance Protection (RAP)
 

Roadside Assistance Protections (RAP) allows Enterprise customers to waive financial responsibility for chargeable roadside incidents such as lost keys, lockouts and fuel outages.

RAP can be added to online bookings at the branch or can be added to a rental ticket at any time. Please note: If added mid-rental, the renter must return to a designated renting location to have the vehicle inspected before adding RAP.

To contact our roadside assistance team please call 1-800-307-6666.


These are optional products that may be purchased at the time of rental and are not included in the total cost estimate quoted in the reservation.